
Hard money, bridge, and traditional financing for investors and self-employed borrowers — with approvals and closings in as little as seven days.
From application to closing, when your documents are ready.
No hand-offs between separate lending and servicing companies.
Underwriting that works for investors and self-employed borrowers.
Short-term, asset-based financing for fix-and-flip and value-add acquisitions.
Close in days, not months
Cash-flow underwriting for rental portfolios, without tax-return income verification.
Rate on the deal, not the W-2
Cash-out and rate-and-term refinancing to reposition equity into the next opportunity.
Unlock trapped equity
Conventional home loans for owner-occupants, guided by the same team end-to-end.
First-time buyer friendly

Every program is priced and underwritten for the way real investors actually work — fast timelines, non-traditional income, and properties banks won't touch.
Tell us about the deal and submit documents through a simple digital intake — no stacks of paperwork.
Our underwriting team reviews the asset and the deal, with clear communication at every step.
Funds close in as little as seven days once documentation is complete — so you never miss a window.

"Real estate investing should be clear, accessible, and strategic — whether you're closing your first deal or your fiftieth. That's the standard we built this firm around."
Nicholas Paden, Founder, Obsidian Capital Group
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